Frequently Asked Questions about Personal Loans

Here are the answers to the most commonly asked questions about personal loans.

What are fast personal loans?

Fast personal loans are an expedited, more accessible form of traditional loans. With fast personal loans, you can qualify regardless of your financial history. Even if you've made serious mistakes with your finances in the past, you can still qualify for a fast personal loan. On our site, we use personal loans as another term for payday loans or paycheck advances. These loans are secured against your next paycheck, which allows lenders to lower their qualification standards somewhat.

How do I get fast personal loans?

We can put you in touch with a lender for free that offer fast personal loans. All you have to do is fill out our simple, online form that will ask you for some basic contact information. Once we have this information, we will refer you to one of our lenders. You will be directed to the lender's website, where you can find out more about the loans and apply, if you so choose.

Are you a lender?

No, we are not a lender, and we do not offer personal loans. We are a free matching service that partners with many different lenders to meet the needs of our visitors. Our goal is to help you find a lender that specializes in offering fast personal loans to those with less-than-perfect financial histories.

How much will it cost to take out a personal loan?

The cost of a personal or payday loan will vary from lender to lender. Usually, though, most lenders assess a finance charge that is a certain percentage of the amount you borrow. For instance, you might pay $10 for every $100 you borrow. You can find your finance charge in your consumer loan agreement. The agreement will show the loan's APR, or annual percentage rate, in bold. This percentage reflects the total cost of the loan to you, the borrower.

How large of a loan can I get?

Loan maximums vary by lender. How large of a loan you get will depend on your lender and your income. Some of our lenders offer personal loans of up to $1500 for those who qualify.

When will the loan be due?

You should consult your consumer loan agreement to find your loan's due date. Most lenders try to coincide the due date with your next payday, though this is not always the case.